Here is a secret to set you on a journey to become Super Rich. Does that sound awesome please .... read on. Believe me it works!!. When people observe you, they pay attentions to those things which make you unique in the crowd. People judge you by what you wear like eyeglasses, sunglasses, watches, cap, shoes etc.
Make a wise investment, spend about Rs. 20K to 50K and buy some good branded stuff like.
1) Carrera/Police/Armani eye frames, go for lens like Essilor-Crazil / Seiko etc - cost 8K.
2) Emporio Armani /Tom Hilfiger/ Swatch or any Swiss make watches - Rs. 10K, Genuine. Imitation watches are also available in market which cost up to Rs. 2K, they look very real.
3) Buy a good pair of sunglasses preferably Police/D&G/Ray Ban which cost 5K to 10K.
4) Shoes and sneakers like Lee Copper/ Red Tape/ Adidas/ Nike.
5) Classic formal dress / Good collection of casuals.
6) Nike/Adidas Cap.
7) Wear a good perfume Davidoff / Ferrari etc which range from Rs. 2K to 3K. This is important.
8) And not to forget, an expensive looking pen like Parker/Shafer and genuine leather belts.
9) Branded Genuine Leather wallet with bunch of cards and cash enough to make it look fat.
This is a like an exhaustive shopping list. Choose stuff which are sturdy and last long. When you choose a brand, dont go for some thing which is very common or totally unknown, buy brand which people are aware of and not very common, example like Tah Heuer, Police, D&G. Make sure the logo is clearly visible on the product like the ones on images on right side. I would not prefer brands like Ray Ban, Titan, Timex, Omega as they are too common.
These stuff look better as they get old, they remain in fashion for ever. So you dont have to worry about things getting old fashioned or outdated. If you get bored over a period of time you may always sell them at a good price. There are always people / collecters who are hunting for branded genuine secondhand goods like this.
Overall it will enhance your appearance and give you a Rich Look. Soon you will see things changing around you. People pay you attention. You will receive more respect. You will make more friends. More over, it increases your confidence. Give you enough inspiration to aim high and achieve your goals. And will set you on a journey to become Super Rich.
You dont have to apply this buying habbit for everything. Keep rest of your lifestyle as per what your pockets allow. So here you are unlocking your mental barriers only for few thing that matters the most to improve your public appearence.
Do give a Try. All the best!!!
This is just the beginning…please keep checking this blog for more exiting postings.
Tuesday, May 13, 2008
Giving the appearance of Wealth
Its far easier to acquire the kind of manners and good breeding that come along with a wealthy upbringing than it is to go back and change the way you were raised. Some pointers from Jill Spiegel, author of Flirting for Success: The Art of Building Rapport.
- Always be well-groomed. Pay attention to your hair, nails and shoes.
- Be gracious. To everyone. Speak calmly and kindly, says Spiegel, the great-great granddaughter of catalog merchant Joseph Spiegel. Rich people are too well-bred to be rude.
- Dont discuss money. People with money dont need to mention what things cost, nor do they appear to care.
Tuesday, January 1, 2008
Live Like You’re Rich (Even When You’re Not)
There's a saying that just rubs me the wrong way: "you can never be too rich or too thin". And it irritates me because there's never any information that follows telling you how to try. And boy I'd really like the opportunity to try to be too rich. But then I learned a secret - you can live like you're rich - even when you're not. And while these tips won't get you rich - they can give you a little taste of what it's like.
Key one in living like you're rich even when you're not is to not send yourself into complete bad-credit hell while doing so. You shouldn't live beyond your means to the point it hurts your complete financial future. Be smart. And using these tips shouldn't turn you into a snob (although causing a look of envy to cross the face of a known enemy is allowed). They're to help you learn to pamper yourself, treat yourself to the finer things in life. Indulge a little if you may…..
Step One - Prioritize
There is always something that matters more to you than someone else. Whether that's shopping, collecting trinkets, having a killer wardrobe or 300 pairs of shoes - there's something that means more to you than anything. Once you prioritize what's most important - budget accordingly. This may mean you'll have to stop spending money on unimportant things to save for those on top of your list. It'll be worth it…promise….
Now pick the one thing you can't live without. This will be your spending priority. For me it's trips to the hairdresser. I wasn't blessed with perfect tresses at birth so I really have to work at it. So I spend more on my hair than a lot of my friends - getting it cut and colored every 5 weeks and using $10.00 shampoo and $15.00 deep conditioners. Some people think that's crazy. To spend so much money on my hair I must be rich (which everyone knows I'm not) or out of my mind. But I think it's crazy to have many pairs of shoes sitting in my closet getting dusty. So any money a girl would normally spend on shoes - I spend on my hair. Splitting up the spending pie as it may be. Get it? Now this can work for anything - if you're into shoes but not going out to fancy dinners - eat McDonald's and save money to shop more. If Godiva chocolates are the only candy that will pass your lips - read someone else's newspaper in the morning and cancel your subscription. And so on and so forth….
Step Two - Don't talk about money
Think about it. Do you ever hear rich people talk about the price of things? Or complain because a tuna melt at the local diner is now $7.00 instead of $6? No. Don't talk about money. Don't complain about prices. Notice these things - but keep it to yourself.
Step Three - Be Creative
Shopping
I'm not a typical shopaholic. I don't spend a lot of money on shoes or clothes. I tend to go on shopping sprees for my house. Anything for my kitchen, appliances, etc. And I love to buy books and CDs. Those are in fact my two biggest collections. But with prices these days - who can afford to really go out and feel like they've really "shopped"? Well - I learned a couple hints:
First: I tend to go on two major shopping sprees a year for books. I go to the biggest used book store I can find and spend a couple hours loading up on enough reading material for months. At the end of the day I feel like I've spent a fortune - when in reality I can usually shop to my heart's content for about $40.00. I also do the same thing at used CD stores.
Second: Kitchen items and appliances can really eat into a girl's budget. Now that I have everything that I really need - I tend to go for the gizmos that will eventually gather dust in my pantry. But I still get the urge to splurge. When the feeling becomes overwhelming I do one of two things: head to the outlet mall to hit their kitchen stores - or I head to Target. And I get every little utensil that I can find that I don't already have. By concentrating on little low-cost items I can do some major shopping without throwing myself into major debt.
Third: Clothes. I don't really like shopping for clothes - but as the seasons change I do find myself needing to update my wardrobe accordingly. Since I can't afford to toss everything I own and replace with new I usually pick one type of thing that I can go hog wild on. This year it was cute little button down shirts. They were on sale for a very reasonable price - and I bought one in every style they had in my size. They're great for mixing and matching with other shirts I already own so it looks like I've really expanded my wardrobe when in reality I hadn't. You could do this with anything. And I figure rich people must go out and buy one of everything they like in every color. So why can't I do that with just one type of clothing?
Fourth: Sometimes a girl has just got to shop. I don't know what comes over me - but I get urges to go spend money like it grows on trees. When this overpowering urge hits me hard - I head to the nearest dollar store. It's amazing the feeling you get when you leave a store knowing that you bought everything in it that you wanted. *grin
Beauty
I've already talked about my obsession with my hairdresser - so I really don't know many tips along those lines. But makeup is another matter. I don't wear a lot of makeup - a little powder, eyeliner and sometimes lipstick. And I really like the way that "good" (IE Lancome, Clinique, etc.) makeup feels on my skin. And I found there's a way to cheat a little. They say that the quality of anything relies on the foundation - and I believe it. So spend the money on moisturizers, and use less expensive makeup. Or just buy expensive lipsticks. Whatever flips your lid. And buy it when they're having promotions offering free sample sizes of other products in a cute little carrying case. You'll have a supply of beauty products in no time.
Travel
Did you know that 2 people can take the exact same vacation with person one spending 1/4 of person two? It takes some research and some creativity - but it can be done. Example: Airfares fluctuate greatly depending where you go and what time of year. Fares to London can be anywhere from $280 to over $1000 from the east coast. If travel is your thing - watch the fares. Be aware of less expensive times to fly. And it isn't always off season. Play with the days of the week. Set up an email fare watcher account at Travelocity that keeps track of when prices go up or down to your dream vacation spot. Same with hotels. Figure out how much you can afford for a vacation and take it when the prices match your budget. With the money you save - you can buy some souvenirs.
Step Four - Save Money
Put a little money aside. Even a $10.00 a week Christmas Club account at your bank is better than nothing. Save a little bit every week. And there are easy ways to do this. For example - I save all my change. I have cute little banks all over my house - and every few days I just empty my purse of it's change. If I'm surprised while doing laundry finding a five I forgot about - I add that too. I use this money when I go to Vegas every year to gamble with. And since every year I wish I had more - I get better about doing it - every year. You could use yours for a once a year shopping spree. Or maybe a trip to the spa for a massage. Whatever.
After you've paid your bills and have gone to the grocery store, etc and find you have a little extra money left over - don't feel like you have to spend it right away. Stick it in a sock drawer. Hide it in a cookie jar. Keep those little stashes for when a friend invites you to lunch during a week when you're a little strapped for extra cash. By having little extras around - you won't feel as deprived when little events come up.
Step Five - Stop Charging
It's really tempting to get all the credit cards you can. With all the offers of free miles, points, etc. it's easy to think you're getting a good deal. You're not. And not surprisingly - there's nothing that makes you feel poor more than having more bills than you can pay every month - no matter how much you buy during that month. Not that you have to swear off credit cards all together. No sirree. Just be smart about it. Have one. Keep your credit limit low. If your credit card company offers to raise your limit - turn them down (unless you got a nice big raise and you can afford it). Money charged on your credit card can be the most expensive money you'll ever spend. If you feel like you must use plastic - limit yourself. Either by dollar amount or what types of purchases you'll use it for. Use it only for restaurant meals - or just clothing - or on-line purchases. Or get a debit card. And there's always the old standby - to use in emergencies only.
Step Six - Invest Money
Learning about and investing money are good for a couple of reasons. Learning about money basics and investing gives you a greater understanding and foothold for the future. And it boosts your confidence to know just what the heck they're talking about on the news when they say "The Dow Jones was up 23 points today while NASDAQ fell slightly". There are really good sources for learning - from classes at a local college to courses taught over a couple nights by an investment house or brokerage firm. Once you learn about it - do it. If your job offers a 401K plan - take advantage of it. No such luck? Invest in a mutual fund. You can start with as little as $50 / month. Not only does the money really add up over time - it's also providing you with a nestegg that you can use for anything. Car break down and need major repairs? Borrow from yourself vs. a bank or maxing your credit card. Buying your first home? You'll have a down payment. Or keep it for retirement. You're never too young to start. Any investment advisor will tell you the younger you start the better. (Investments earning just 12% return / year will roughly double every 6 years - you do the math. If you start investing at 23 vs. 30 you'll have double the money at 65) Starting to invest in your future also gives you a feeling of security - no matter how much or how little you do. And just maybe you'll end up "too rich" after all. *grin*
Key one in living like you're rich even when you're not is to not send yourself into complete bad-credit hell while doing so. You shouldn't live beyond your means to the point it hurts your complete financial future. Be smart. And using these tips shouldn't turn you into a snob (although causing a look of envy to cross the face of a known enemy is allowed). They're to help you learn to pamper yourself, treat yourself to the finer things in life. Indulge a little if you may…..
Step One - Prioritize
There is always something that matters more to you than someone else. Whether that's shopping, collecting trinkets, having a killer wardrobe or 300 pairs of shoes - there's something that means more to you than anything. Once you prioritize what's most important - budget accordingly. This may mean you'll have to stop spending money on unimportant things to save for those on top of your list. It'll be worth it…promise….
Now pick the one thing you can't live without. This will be your spending priority. For me it's trips to the hairdresser. I wasn't blessed with perfect tresses at birth so I really have to work at it. So I spend more on my hair than a lot of my friends - getting it cut and colored every 5 weeks and using $10.00 shampoo and $15.00 deep conditioners. Some people think that's crazy. To spend so much money on my hair I must be rich (which everyone knows I'm not) or out of my mind. But I think it's crazy to have many pairs of shoes sitting in my closet getting dusty. So any money a girl would normally spend on shoes - I spend on my hair. Splitting up the spending pie as it may be. Get it? Now this can work for anything - if you're into shoes but not going out to fancy dinners - eat McDonald's and save money to shop more. If Godiva chocolates are the only candy that will pass your lips - read someone else's newspaper in the morning and cancel your subscription. And so on and so forth….
Step Two - Don't talk about money
Think about it. Do you ever hear rich people talk about the price of things? Or complain because a tuna melt at the local diner is now $7.00 instead of $6? No. Don't talk about money. Don't complain about prices. Notice these things - but keep it to yourself.
Step Three - Be Creative
Shopping
I'm not a typical shopaholic. I don't spend a lot of money on shoes or clothes. I tend to go on shopping sprees for my house. Anything for my kitchen, appliances, etc. And I love to buy books and CDs. Those are in fact my two biggest collections. But with prices these days - who can afford to really go out and feel like they've really "shopped"? Well - I learned a couple hints:
First: I tend to go on two major shopping sprees a year for books. I go to the biggest used book store I can find and spend a couple hours loading up on enough reading material for months. At the end of the day I feel like I've spent a fortune - when in reality I can usually shop to my heart's content for about $40.00. I also do the same thing at used CD stores.
Second: Kitchen items and appliances can really eat into a girl's budget. Now that I have everything that I really need - I tend to go for the gizmos that will eventually gather dust in my pantry. But I still get the urge to splurge. When the feeling becomes overwhelming I do one of two things: head to the outlet mall to hit their kitchen stores - or I head to Target. And I get every little utensil that I can find that I don't already have. By concentrating on little low-cost items I can do some major shopping without throwing myself into major debt.
Third: Clothes. I don't really like shopping for clothes - but as the seasons change I do find myself needing to update my wardrobe accordingly. Since I can't afford to toss everything I own and replace with new I usually pick one type of thing that I can go hog wild on. This year it was cute little button down shirts. They were on sale for a very reasonable price - and I bought one in every style they had in my size. They're great for mixing and matching with other shirts I already own so it looks like I've really expanded my wardrobe when in reality I hadn't. You could do this with anything. And I figure rich people must go out and buy one of everything they like in every color. So why can't I do that with just one type of clothing?
Fourth: Sometimes a girl has just got to shop. I don't know what comes over me - but I get urges to go spend money like it grows on trees. When this overpowering urge hits me hard - I head to the nearest dollar store. It's amazing the feeling you get when you leave a store knowing that you bought everything in it that you wanted. *grin
Beauty
I've already talked about my obsession with my hairdresser - so I really don't know many tips along those lines. But makeup is another matter. I don't wear a lot of makeup - a little powder, eyeliner and sometimes lipstick. And I really like the way that "good" (IE Lancome, Clinique, etc.) makeup feels on my skin. And I found there's a way to cheat a little. They say that the quality of anything relies on the foundation - and I believe it. So spend the money on moisturizers, and use less expensive makeup. Or just buy expensive lipsticks. Whatever flips your lid. And buy it when they're having promotions offering free sample sizes of other products in a cute little carrying case. You'll have a supply of beauty products in no time.
Travel
Did you know that 2 people can take the exact same vacation with person one spending 1/4 of person two? It takes some research and some creativity - but it can be done. Example: Airfares fluctuate greatly depending where you go and what time of year. Fares to London can be anywhere from $280 to over $1000 from the east coast. If travel is your thing - watch the fares. Be aware of less expensive times to fly. And it isn't always off season. Play with the days of the week. Set up an email fare watcher account at Travelocity that keeps track of when prices go up or down to your dream vacation spot. Same with hotels. Figure out how much you can afford for a vacation and take it when the prices match your budget. With the money you save - you can buy some souvenirs.
Step Four - Save Money
Put a little money aside. Even a $10.00 a week Christmas Club account at your bank is better than nothing. Save a little bit every week. And there are easy ways to do this. For example - I save all my change. I have cute little banks all over my house - and every few days I just empty my purse of it's change. If I'm surprised while doing laundry finding a five I forgot about - I add that too. I use this money when I go to Vegas every year to gamble with. And since every year I wish I had more - I get better about doing it - every year. You could use yours for a once a year shopping spree. Or maybe a trip to the spa for a massage. Whatever.
After you've paid your bills and have gone to the grocery store, etc and find you have a little extra money left over - don't feel like you have to spend it right away. Stick it in a sock drawer. Hide it in a cookie jar. Keep those little stashes for when a friend invites you to lunch during a week when you're a little strapped for extra cash. By having little extras around - you won't feel as deprived when little events come up.
Step Five - Stop Charging
It's really tempting to get all the credit cards you can. With all the offers of free miles, points, etc. it's easy to think you're getting a good deal. You're not. And not surprisingly - there's nothing that makes you feel poor more than having more bills than you can pay every month - no matter how much you buy during that month. Not that you have to swear off credit cards all together. No sirree. Just be smart about it. Have one. Keep your credit limit low. If your credit card company offers to raise your limit - turn them down (unless you got a nice big raise and you can afford it). Money charged on your credit card can be the most expensive money you'll ever spend. If you feel like you must use plastic - limit yourself. Either by dollar amount or what types of purchases you'll use it for. Use it only for restaurant meals - or just clothing - or on-line purchases. Or get a debit card. And there's always the old standby - to use in emergencies only.
Step Six - Invest Money
Learning about and investing money are good for a couple of reasons. Learning about money basics and investing gives you a greater understanding and foothold for the future. And it boosts your confidence to know just what the heck they're talking about on the news when they say "The Dow Jones was up 23 points today while NASDAQ fell slightly". There are really good sources for learning - from classes at a local college to courses taught over a couple nights by an investment house or brokerage firm. Once you learn about it - do it. If your job offers a 401K plan - take advantage of it. No such luck? Invest in a mutual fund. You can start with as little as $50 / month. Not only does the money really add up over time - it's also providing you with a nestegg that you can use for anything. Car break down and need major repairs? Borrow from yourself vs. a bank or maxing your credit card. Buying your first home? You'll have a down payment. Or keep it for retirement. You're never too young to start. Any investment advisor will tell you the younger you start the better. (Investments earning just 12% return / year will roughly double every 6 years - you do the math. If you start investing at 23 vs. 30 you'll have double the money at 65) Starting to invest in your future also gives you a feeling of security - no matter how much or how little you do. And just maybe you'll end up "too rich" after all. *grin*
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